Construction Loans

Secure your dream home with a Midwest Bank tailored construction loan. Benefit from flexible terms, progress-based financing, and expert guidance throughout the building process. Start building today with confidence!

Experience seamless home construction with Midwest Bank’s specialized loans. Enjoy flexible funds disbursement as your project advances, competitive rates, and a dedicated team to support your vision from groundbreaking to completion. Build your future confidently with a bank that understands your unique needs.

Types of Construction Loans

We’re here to help you build your dream home.

Traditional Construction

A traditional home construction loan provides financing for building a new house. Funds are disbursed as construction progresses, converting to a mortgage after completion.

Construction to Permanent

A construction-to-permanent loan combines building and mortgage financing into one. Start with construction funds, then seamlessly transition to a fixed-rate mortgage upon project completion.


A bridge loan is a short-term financing option that helps bridge the gap between the purchase of a new home and the sale of the current one, aiding in smooth transitions.

close up of Nichole Runge, a Mortgage Loan Officer out of York

Advantages of Working with Us

Working with Midwest Bank offers fast, easy pre-qualifications, responsive local service and decisions, and loans customized to fit you and your needs

Get started building your home today

Our mortgage lenders are here to offer you expert advice and a personalized experience, walking you through the entire home building process.

Apply now

Start the journey today by applying easily online.

Get started

Call a local branch

Get in touch with one of our lenders at any of our branches.

Find a branch near you

Send us a message

Send us a message if you have any questions and we’ll get back to you.

Contact us

Frequently Asked Questions

What happens when my home construction is complete?

How is the money for construction accessed?

Do I need an appraisal for a construction loan?

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Home Equity Line of Credit

Use your home’s equity to help you tackle an improvement project or finance a major purchase. Leverage the equity you’ve built in your home to help accomplish home improvement projects, pay for education expenses, or use it towards other large purchases.

Learn more

Buying a Home

Buying a home with Midwest Bank offers you competitive interest rates, personalized service, and a wide range of financial services, simplifying the borrowing process for you as much as possible.

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