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Credit Cards

We have the credit card that’s right for you.

Avoid those crazy flyers in the mail and wild, unachievable promotional offers, and get a credit card from those who you know best! Midwest Bank offers the latest in credit card benefits and security, and can help tailor the perfect card for your needs.

Our credit cards can be a great way to build credit, maximize cash back options, or earn special rewards.

With a variety of different credit card types to choose from, Midwest Bank has the perfect card for you and your family. Our cards can help you gain financial freedom while building your credit and also earn valuable rewards. Explore the different types of cards and find the perfect one for you.

Compare Credit Cards

Rewards Platinum

Enjoy unlimited reward points with no annual fee.

  • No annual fee
  • Intro APR: 0% Intro APR for purchases and balance transfers for the first 12 billing cycles
  • Purchase and Balance Transfer APR: 15.24% to 25.24% variable APR based on creditworthiness
  • Earn one point per dollar on net purchases
  • Redeem points for merchandise, rental cars, cruises, hotels and airline travel
  • Airline tickets good on any airline with no blackout dates
  • Earn unlimited reward points that do not expire
Apply now

Cash Rewards Platinum

Enjoy unlimited 1% cash back rewards with no annual fee, every day.

  • No annual fee
  • Intro APR: 0% Intro APR for purchases and balance transfers for the first 12 billing cycles
  • Purchase and Balance Transfer APR: 18.24% to 28.24% variable APR based on creditworthiness
  • Earn 1% cash back on net purchases
  • Cash rewards do not expire
  • Redeem for statement credit at
  • Redemptions starting at $25
Apply now

Platinum Edition

Low interest rate card and personal service from people you know.

  • No annual fee
  • Intro APR: 0% Intro APR for purchases and balance transfers for the first 12 billing cycles
  • Purchase and Balance Transfer APR: 14.24% to 24.24% variable APR based on creditworthiness
Apply now

Secured Platinum Visa

The card that helps you build or re-build credit with responsible use.

  • Security Deposit – When you’re approved for a secured card, your security deposit (between $300 and up to $5,000) will equal your credit limit.
  • Build Credit History – Payment and usage behavior is reported to the three major credit bureaus.
  • Purchase and Balance Transfer APR: 24.24% variable APR. Your APR will vary with the market based on Prime Rate.
  • Annual fee: $29
Apply now

Visa Signature Travel

The card that goes beyond ordinary rewards.

  • Exclusive Perks – get access to Visa Signature Luxury Hotel Collection, rental car privileges with Silvercar by Audi, concierge services and much more.
  • Unlimited Rewards Points – Earn 30,000 Bonus Points when you spend $2,500 in the first three months. Earn 1.5 points per dollar on all your net purchases.
  • No annual fee
  • Intro APR: 0% Intro APR for purchases and balance transfers for the first 12 months.
  • Purchase and Balance Transfer APR: 18.24% to 24.24% variable APR based on creditworthiness.
Apply now

Credit Card Features & Benefits

  • 24/7 US-based customer service

  • Cell phone protection

  • Chip card security

  • Fraud monitoring

  • Email & text fraud alerts

  • Mobile payments & Visa Checkout

  • Online account management at

  • Travel accident insurance ($150K)

Visa Enhancements

  • Auto rental collision damage waiver**

  • Purchase & extended protection

  • Lost & stolen card reporting

  • Emergency card replacement

  • Verified by Visa

  • Emergency case disbursement

  • Travel & emergency assistance

  • Zero fraud liability

  • Identity theft assistance

Woman holding her phone and her credit card

Need to access your Midwest Bank credit card account?

Get quick and easy access to your credit card account to check your balance, pay your bill, and more.

Frequently Asked Questions

How do I notify Midwest Bank of my travel plans?

Simply call the phone number on the back of your credit card to notify TCM of your travel plans.

I locked myself out of the credit card website. Who can I contact for assistance?

If you locked yourself out of the credit card website, please call 1-866-572-1637.

I lost my credit card. What should I do?

If you lost your credit card, please call 1-800-883-0131 immediately. TCM representatives are available 24/7 in the Customer Contact Center.

How do I request a credit line increase?

If you want to request a credit line increase, please call 1-800-883-0131.

How do I view my account and make card payments online?

To view your account and make card payments online, visit to create an account.

Here are some benefits of creating an account.

  • Easily make payments and set up alerts.
  • Enroll in eStatements.
  • Access your FICO Score for free.

We’re here to help

Call your local branch or contact us online.

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Find your branch

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1 Annual Percentage Rate (APR). See card application’s Important Disclosures for terms, rates, and fees.

2 Balance transfer fees will be waived and applied as a statement credit to your account. Balance transfer transaction must be made by November 30, 2023, to qualify for this offer. Credit will appear on your statement on the following cycle. Credit may take two cycles to appear.

3 In order to access rewards, your account must be open and in good standing.

4 Certain terms, conditions, and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank-issued card. To learn more about this benefit visit the FAQ section at or call 1-866-894-8569.

*Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.

**To activate coverage, complete the entire rental transaction with your card and decline the collision damage waiver coverage if offered by the rental company. Restrictions may apply if you have personal automobile insurance covering this theft or damage.

This card is issued by TCM Bank, N.A. subject to credit approval.

Personal & Auto Loans

With nearly 100 years of combined experience, our Midwest Bank loan professionals are ready to help you reach your goals. Whether you’re buying a new car, consolidating your debt, or paying for your child’s education, we are here to help you.

Learn more

Home Equity Line of Credit

Use your home’s equity to help you tackle an improvement project or finance a major purchase. Leverage the equity you’ve built in your home to help accomplish home improvement projects, pay for education expenses, or use it towards other large purchases.

Learn more

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