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Credit Cards

We have the credit card that’s right for you.

Avoid those crazy flyers in the mail and wild, unachievable promotional offers, and get a credit card from those who you know best! Midwest Bank offers the latest in credit card benefits and security, and can help tailor the perfect card for your needs.

Our Platinum credit cards offer hometown convenience, worldwide acceptance, and great benefits.

With a variety of different credit card types to choose from, Midwest Bank has the perfect card for you and your family. Our cards can help you gain financial freedom while building your credit and also earn valuable rewards. Choose from three great options all from the bank you know best.

Rewards Platinum

Earn one point per dollar on net purchases and redeem them for merchandise, rental cards, travel, and more. Visit for details.4

a Midwest Bank Rewards card

Cash Rewards Platinum

Earn 1% cash back on all net purchases.4

a Midwest Bank Cash rewards card

Platinum Edition

No penalty APR and competitive rates.*

a Midwest Bank Platinum credit card

Apply Now for your new Midwest Bank Credit Card!

Apply Now

Great features and benefits

Enjoy the following features with all of the above card options:

  • 0% Intro APR* on Purchases and Balance Transfers for the first 12 billing cycles.

  • Mobile payments like Apple Pay® and Google Pay® for a safe and secure way to pay

  • After that, a variable APR, currently 14.24-28.24% will apply.*

  • View your FICO® Score for Free 1

  • No annual fee*

  • Fraud Monitoring with Email and Text Fraud Alerts

  • Cell Phone Protection 2

  • Travel Accident Insurance 3

Woman holding her phone and her credit card

Need to access your Midwest Bank credit card account?

Get quick and easy access to your credit card account to check your balance, pay your bill, and more.

Frequently Asked Questions

How do I notify Midwest Bank of my travel plans?

Simply call the phone number on the back of your credit card to notify TCM of your travel plans.

I locked myself out of the credit card website. Who can I contact for assistance?

If you locked yourself out of the credit card website, please call 1-866-572-1637.

I lost my credit card. What should I do?

If you lost your credit card, please call 1-800-883-0131 immediately. TCM representatives are available 24/7 in the Customer Contact Center.

How do I request a credit line increase?

If you want to request a credit line increase, please call 1-800-883-0131.

How do I view my account and make card payments online?

To view your account and make card payments online, visit to create an account.

Here are some benefits of creating an account.

  • Easily make payments and set up alerts.
  • Enroll in eStatements.
  • Access your FICO Score for free.

We’re here to help

Call your local branch or contact us online.

Call your branch

Find your branch

Contact us online

Get in touch

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*0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. When this period ends, your APR will vary based on the highest U.S. Prime Rate published in the Wall Street Journal on the last business day of the calendar month prior to your statement closing date (“Last Business Day”) and apply it beginning with the first billing period following the Last Business Day. We add a margin to the Prime Rate to determine variable APRs. APRs shown here are based on a 8.50% Prime Rate. For each billing period, the APR may increase or decrease with the Prime Rate. Rewards Platinum APRs are currently between 15.24% and 25.24%, Platinum Edition APRs are currently between 14.24% and 24.24%, and Cash Rewards Platinum APRs are currently between 18.24% and 28.24%. Rewards Platinum Cash Advance APR is currently 27.24%, Platinum Edition Cash Advance APR is currently 27.24%, and Cash Rewards Platinum Cash Advance APRs are currently 27.24%-30.24%. All APRs are based on creditworthiness. Rates are accurate as of September 1, 2023 and are subject to change. To find out what may have changed, contact us or check our website for current rates. If you make a late payment or make a payment that is returned unpaid during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 1% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Subject to credit approval. This card is issued by TCM Bank, N.A.
1 FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Scores are updated monthly. You may not see your FICO® Score right away. Some exclusions apply. Cardholders receiving employee pricing are not eligible.
2 Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank-issued card. To learn more about this benefit visit the FAQ section at or call 1-866-894-8569.
3 Coverage applies when -the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.
4 Available with Rewards Platinum and Cash Rewards Platinum credit cards only. To access rewards, your account must be open and in good standing.

Personal & Auto Loans

With nearly 100 years of combined experience, our Midwest Bank loan professionals are ready to help you reach your goals. Whether you’re buying a new car, consolidating your debt, or paying for your child’s education, we are here to help you.

Learn more

Home Equity Line of Credit

Use your home’s equity to help you tackle an improvement project or finance a major purchase. Leverage the equity you’ve built in your home to help accomplish home improvement projects, pay for education expenses, or use it towards other large purchases.

Learn more

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