Personal & Auto Loans
No matter your reason for a loan, we’re here to help you find the right one.
With nearly 100 years of combined experience, our Midwest Bank loan professionals are ready to help you reach your goals. Whether you’re buying a new car, consolidating your debt, or paying for your child’s education, we are here to help you.
Personal and Auto Loans
Life can be unpredictable. And sometimes you can’t always plan when you’ll need extra money. That’s where personal and auto loans can be the financial solution you need in your life. Midwest Bank can help to provide you with the funds when you need them the most. Whether you need a new car because your old one broke down or you need a personal loan to cover an unexpected expense. We’ve got the solution for you.
Why Choose Midwest Bank?Get to know us
We’re a family-first bank.
Our employees feel like family. Our clients feel like friends. We’re all about building relationships that last. For us, banking is about more than transactions, it’s about people.
We take initiative.
We’re ready to help you solve problems, find solutions, and reach your goals. We understand every client is different and we’re willing to try something new to help you succeed.
Do the right thing. It’s that simple. Even when no one is watching, even when it’s not the most convenient, our team understands it’s what’s important and all that matters.
Local, community roots.
For over 70 years, Midwest Bank has been serving our local communities. We’re proud of our traditional roots and our branches are proud of the communities we serve.
Frequently Asked Questions
Once I submit my loan payment online through Midwest Bank online or mobile banking, when will my payment go through?
A loan payment made through online banking or mobile banking will be effective the next banking day unless a future dated payment is selected.
Can I make my loan payment through the Midwest Bank mobile app?
The Midwest Bank App allows you to see your current loan balance, payoff amount, and next payment date. You also have the option to proceed with making your next scheduled payment or payoff the loan entirely.
Can I be reminded when I have an upcoming payment due?
You have the ability to send yourself notifications reminding you of your future loan payments prior to the scheduled payment date. Likewise, if payments are not set up automatically, you should receive a notice prior to payment date via mail.
Can I set up automatic payments?
Any loan payments can be made automatically, and payments can be made from either a Midwest Bank account, or an account held at another institution. To set up your current payments automatically, speak to your local Midwest Bank location.
What is an energy loan?
A home energy loan is a type of loan designed specifically to finance energy-efficient home improvements or renewable energy upgrades. These loans are intended to help homeowners make their homes more energy-efficient, reduce energy consumption, and lower utility bills. Common home energy improvements financed through such loans include the installation of solar panels, energy-efficient windows, insulation, HVAC upgrades, and other eco-friendly enhancements.
Related ResourcesAll resources
7 Tips for Buying a Car
Here are seven tips for buying a car and getting an auto loan at Midwest Bank….Read more
Tips for Financing Your Dream Home Construction
From obtaining a loan to managing costs, careful planning and understanding of financing options are crucial….Read more
Prequalifying for a Home Loan
Prequalification not only helps you determine your borrowing capacity but also streamlines the homebuying process. Here are t…Read more
Is it Time to Refinance Your Mortgage?
Here are some of the key factors that you should consider when evaluating whether it’s the right time to refinance your mortg…Read more
A Guide to Construction Loans
In this guide, we’ll walk you through the basics of construction loans, helping you understand how they work, the types avail…Read more
Finding the Right Mortgage Term for You
Here are some key considerations that can help you find the perfect mortgage term tailored to your needs….Read more
Financial Steps to Building a House
Here are some of the key financial steps to consider when building a house and how Midwest Bank is here to help you navigate …Read more
Determining How Much of a Mortgage You Can Afford
We will guide you through the process of evaluating your finances to determine an appropriate home loan amount that aligns wi…Read more
7 Financial Tips to Successfully Start a Business
By Jordan Rathke | Vice President/Loan Officers | York Branch Starting a business is an exciting venture that requires carefu…Read more
Home Equity Line of Credit
Use your home’s equity to help you tackle an improvement project or finance a major purchase. Leverage the equity you’ve built in your home to help accomplish home improvement projects, pay for education expenses, or use it towards other large purchases.Learn more
Personal Credit Cards
With a variety of different credit card types to choose from, Midwest Bank has the perfect card for you and your family. Our cards can help you gain financial freedom while building your credit and also earn valuable rewards.Learn more