HELOC Special 5.99% APR*
Big plans start right here, at your hometown bank.
With our 5.99% APR* Home Equity Line of Credit (HELOC), you’ll get access to a revolving line of credit secured by the equity in your home. It allows you to borrow against the value you’ve built up, giving you access to funds when you need them. Work with our expert teams at our Deshler, Lincoln Jamie Lane, Lincoln Pioneers, and York branches to experience the best in customer service, along with this great rate!
With our HELOC, there is no prepayment penalty, a 10-year draw period, and the flexibility and convenience to borrow only what you need, when you need it. And with our easy application, local decision-making, and personalized customer service, we’ll make this a great experience for you.
Use your home equity for
- Home Improvements
- Debt Consolidation
- Travel
- Education Expenses
- Large Purchases
- Wedding Expenses
Local Branches. Local Lenders. Local Decisions.
Deshler
Our Deshler team is ready to answer your questions or help you get started!
Contact our Deshler branch
Lincoln Jamie Lane
Our friendly Jamie Lane staff are ready to help you get started today!
Contact our Jamie Lane branch
Lincoln Pioneers
Our Pioneers team is excited to work with you at our new location!
Contact our Pioneers staff
Meet all of our mortgage lenders!
Get to Know the TeamContact Us to Get Started
If you’re ready to learn more about our HELOC Special, how you can best use your home’s equity, and get the best customer service from a local, community bank, fill out the short form below and one of our staff members will contact you soon.
*APR (Annual Percentage Rate) will be fixed for one year, adjusting semi-annually after the initial fixed rate period. After the initial fixed rate, the rate will change to 0.50% over Wall Street Prime. Current Wall Street Prime rate is 6.75%. Charges up to $1,284.00 may apply. Monthly interest only payments required on this loan. Making the required monthly payment may result in a balloon payment at the end of the 10-year term. The maximum APR that may be imposed is 18%. Minimum APR will never be below 4.99%. Automatic payments from a Midwest Bank deposit account required for this rate. Minimum balance required is $50,000. Existing HELOCs are not eligible for refinance for this promotion. Loans subject to credit approval. Consult your tax advisor about the tax deductibility of interest. Homeowners insurance is required. Offer valid through May 31, 2026.
Helpful Resources
Find more articles
Personal Credit Cards
With a variety of different credit card types to choose from, Midwest Bank has the perfect card for you and your family. Our cards can help you gain financial freedom while building your credit and also earn valuable rewards.
Learn more
Home Loans
Whether you’re buying your first home, your next home, or building your forever home, Midwest Bank lenders can help through the entire process. We’ll listen to your needs, walk you through step-by-step what you need to do, and help you celebrate when it’s all said and done.
Learn more