Jordy Bahl opening up a checking account at Midwest Bank

Debit Cards

Access to your money, anytime, anywhere

Debit cards provide easy access to funds in your bank account. They’re widely accepted for purchases and online transactions. Debit cards also enhance security with PINs and chip technology, reducing the risk of fraud. Get your card in minutes at your preferred branch today!

Midwest Bank Debit Cards

When you open a new checking account with Midwest Bank, you can instantly choose from a variety of debit card design options. Have one printed at our branches or we can send it in the mail.

Tap. Pay. Go.

Contactless debit cards are a fast, easy, and secure way to use your card. All contactless cards still have a magnetic strip and EMV chip, so the card can continue to be used in places without contactless options. Making everyday transactions even more convenient.

Benefits of Contactless Cards:

  • Fast – when you tap to pay, it takes just seconds. Tapping is faster than using cash.
  • Easy – since you only tap or hover your card near the terminal, the process is smooth and easy.
  • Secure – contactless technology uses the same trusted security features as chip cards.

Use this checklist for an easy transition to the new cards.

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Speed and Convenience

With contactless debit cards, you can make payments quickly and easily by simply tapping your card at the point-of-sale terminal. No more fumbling for cash or waiting for change.

Enhanced Security

Contactless payments are highly secure. Each transaction generates a unique code that cannot be used for future transactions, reducing the risk of fraud.


Contactless technology is widely accepted by merchants, both locally and internationally. You can use your contactless card for a wide range of transactions, from grocery shopping to dining out.


In today’s health-conscious world, contactless payments also provide a hygienic way to make transactions without handling cash or touching keypads.

Track Expenses

With our mobile banking app and online banking, you can easily track and manage your expenses. Your contactless transactions will be visible in real time, helping you stay on top of your finances.

No Need for PIN

For small transactions, you won’t need to enter your PIN. This added convenience makes everyday purchases smoother and more efficient.

Mascot Debit Cards

Midwest Bank is a proud supporter of our communities and area schools. Now, you can help support your area school and easily use this debit card anywhere debit and credit cards are accepted. 

For each mascot debit card issued, we’ll give back to the schools. We currently have ten different designs to choose from. Show your school spirit and help support your local school!

Battle Creek Braves

Creighton Bulldogs

Deshler Dragons

Lutheran High Northeast Eagles

Norfolk Catholic Knights

Northeast Community College Hawks

Pierce Bluejays

Plainview Pirates

Wisner-Pilger Gators

York Dukes

Color Logo MoneyPass

Find a MoneyPass® ATM and save yourself some cash by avoiding a surcharge.

Next time you’re not close to a local Midwest Bank location, just look for the MoneyPass®logo at the ATM to avoid paying a surcharge. MoneyPass® has more than 40,000 convenient surcharge-free ATMs nationwide to help you save money and avoid those surcharge fees.

Find a MoneyPass® ATM

A New Way to Pay

With Apple Pay or Google Pay, you can easily use your phone to pay on the go. Add your Midwest Bank card to your digital wallet and you’re instantly connected. Wherever life takes you, you’re ready.

Apple Pay

Apple Pay simplifies payments with a tap of your device, enhancing security through tokenization. Enjoy speed, convenience, and privacy in every transaction, all without carrying physical cards. Search for the Apple Pay app on your phone and load your Midwest Bank card.

Google Pay

Google Pay streamlines payments, making transactions fast, secure, and paperless. Easily manage cards, send money, and earn rewards, all within a unified, user-friendly platform. Download the app and load your Midwest Bank card.

Woman on her computer using online & mobile banking on her couch with a cup of coffee

Manage your debit card with MyCards on the Mobile Banking App

With our online banking, managing your bank card is a breeze. Easily track transactions, set spending limits, and receive instant alerts, ensuring control, security, and peace of mind in real-time.

Frequently Asked Questions

What do I do if my card was lost or stolen?

Outside of regular business hours call 1-800-472-3272.

During regular business hours, contact your local branch.

You may not know it, but you have round-the-clock protection against the increasingly savvy perpetrators of debit card fraud. With this protection, trained analysts are watching for suspicious activity on your behalf 24/7, 365 days a year. When a transaction is not consistent with your usual card activity, you will get a call or text from our Card Processing Center to verify the authenticity of the transaction.

It is important that Midwest Bank have your current phone numbers on file so you can be reached by Fraud Prevention Services in the event that suspicious or out of the ordinary card activity is recognized on your account.

Our Card Processing Center will NEVER ask for the following information:

  • Your full card number
  • The expiration date on your card
  • Your card’s PIN number
  • The CVC code on the back of your card

Can I temporarily turn off my debit card if I have misplaced it?

Yes, we offer the option to temporarily turn off your debit card through our mobile banking app or online platforms if you’ve misplaced it.

Can I use my debit card internationally?

If you will be traveling internationally or outside of your normal geographic area, contact us first and we will make sure your card is working for you while you travel.

What’s the difference between a debit card and credit card?

A debit card accesses your own funds, limiting spending to what’s in your bank account, while a credit card offers a line of credit, allowing you to borrow money, but repay later with interest.

How do I change my card design?

If you want to change the design of your card, contact your local branch. There may be a small fee to update the card design.

We’re here to help

Call your local branch or contact us online.

Call your branch

Find your branch

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Personal Online & Mobile Banking

Banking on the go is easy with Midwest Bank. With our Online & Mobile Banking solutions, you have access to mobile deposit, bill pay, account alerts, and so much more. Manage your debit cards, track your spending, and easily send and receive money from friends and family.

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Personal Savings & CDs

Our savings accounts offer secure deposits, competitive interest rates, and easy online management, empowering you to save for goals confidently. Whether you’re saving for a rainy day or a dream vacation, start maximizing your funds with convenience and peace of mind today.

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