Still Local. Still Nebraska.

When other banks go corporate, we stay Nebraska.

Here at Midwest Bank in Lincoln, we’re proud to be your local community bank. We make decisions right here at home because our communities matter to us. We believe in strengthening the neighborhoods we live in, not funneling profits to a distant corporate headquarters. We understand you want to talk to a real person when you call your banker, which is why we don’t have a 1-800 number. We’re proud to say: Still Local. Still Nebraska.

You can count us to remain true to who we are, providing you the best, personalized service we can offer.

Local Lincoln Special Offer

When you open a NEW account at either of our Lincoln branches, get $250 Cash* PLUS the great rate of 4.25%APY** with our MyDesign Rewards Checking.

• 4.25% APY** on balances up to $20,000.00
• 1.75% APY** on balances $20,000.00 and over
• No minimum balance or monthly service charges
• $500 or more cumulative ACH deposits
• 15 point-of-sale debit card purchases

Services Made for You

Personal Banking

Looking for a checking account that actually works for you? Or how about someone to explain the differences between a money market account and a savings account? That’s what we’re here for. You don’t need a big bank to give you a cookie-cutter product that charges you unnecessary fees or doesn’t give you the flexibility you want. You need a bank that will help you find the account that works for you.

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Business Banking

Your business deserves a bank that truly understands how a business works. That’s Midwest Bank. Our experts understand business needs and can help customize products and services to give you the most bang for your buck. We’re here to help you find ways to improve your cash flow, access lines of credit, or plan for an expansion to help your business grow.

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Buying a Home

We understand buying a home can feel overwhelming at times, especially in this rate environment. Our lenders are here to explain the process, talk you through the application, and help you find the right loan for you and your family. When you work with a local lender like Midwest Bank, you often get quicker responses, less fees, and more personalized service than working with an online mortgage company.

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Two Locations to Serve You Better

Lincoln Jamie Lane

Our team at Jamie Lane can help you open an account, start the home buying process, get your business started, or save for the future. You’ll notice a difference between us and those big banks as soon as you walk in our front doors. We can’t wait to say “hello”.

Meet the Staff at Jamie Lane

Lincoln Pioneers

Our new branch at 70th and Pioneers is designed to help you bank better. From our friendly staff to our great rates, we’re the local community bank that’s looking out for you. Stop into our new branch and let us show you how we can help make your banking experience better.

Meet the Staff at Pioneers

Ready to Make the Switch?

Fill out this short form and we’ll be in touch soon!

*$250 will be deposited after 90 days of account opening if the account has received one ACH deposit of $500 or more in each of the first 3 months of the account being open. $250 will appear as interest income on current year 1099-INT statement. $100 minimum deposit required to open the account.

**Annual Percentage Yield (APY). Per monthly statement cycle, ending on the last business day of the month. Qualifying point-of-sale debit card purchases includes: POS PURCHASE, POS WITHDRAWAL, POS DEBIT ADJ, BILLPYR FRM CKG, RECUR PURCHASE, and PINNED PURCHASE, per monthly cycle, ending on the last business day of the month. If account fails to meet the monthly deposit and point of sales requirements, the APY is 0.25%. Does not include ATM transactions. eStatements are standard for this product. Paper statement fee is $5.00. $5.00 monthly dormant fee if account has no activity for 12 months and balance in account is less than $100; cannot be combined with any other promotional offers. Account offered to Consumers and Trusts only.

Limit one account per primary account owner. For current interest rates, contact your local branch. Rates subject to change; current as of 2.13.2026.