
Vehicle Insurance
The auto coverage you need at affordable rates.
Stay protected on the road with vehicle insurance with Midwest Bank Agency. We offer comprehensive coverage, including liability, collision, and comprehensive insurance, ensuring financial security in case of accidents, theft, or damage. Our expert agents help you tailor your policy to your specific needs, providing peace of mind every mile you travel.
Vehicle Insurance
No two drivers are the same, and neither are their vehicles. From trucks and sedans to motorcycles and RVs, we offer coverage designed to fit the way you drive and the life you live.
Car Insurance
Car insurance should be simple: protection for your vehicle, your finances, and your peace of mind. We’ll help you find the right coverage for the way you drive, with support you can count on whenever you need it.
Why you need car insurance
In case you cause an accident
If you’re at fault, liability insurance helps cover expenses related to the accident.
In case you accidentally damage your car
When the unexpected happens, collision coverage helps fix your vehicle if it’s damaged in an accident.
In case hail damages your car
Sometimes it’s not an accident that causes damage. Comprehensive coverage helps fix your car if it’s a non-collision incident.
In case an uninsured driver hits you
If the other driver is at fault and doesn’t have insurance, uninsured/underinsured motorist coverage can help pay for damages and injuries from the accident.
Motorcycle Insurance
Riding comes with freedom, as well as responsibility. Our motorcycle insurance helps protect you from the unexpected, covering accidents, damage, and liability so you can focus on enjoying the ride with confidence.
What does motorcycle insurance typically cover?
Types of motorcycles typically covered

Cruisers

Sports Bikes

Touring Bikes

Scooters and Mopeds
Recreational Vehicle Insurance
Your RV is more than a vehicle—it’s part of your adventures. Our coverage protects against accidents, theft, damage, and liability, giving you the security to explore the outdoors without worry.
Types of recreational vehicles typically covered

Marine

Off-road vehicles

Motorhomes

Travel trailers
Contact us today to get started with the vehicle coverage you need.
Get a Free QuoteFrequently Asked Questions
What does a vehicle insurance policy cover?
Your vehicle insurance policy will typically cover liability for injuries and property damage you cause to others as well as damage to your own vehicle in collisions and non-collision events like theft, vandalism, or natural disasters.
Is anyone who drives my car covered under my policy?
In most cases, anyone who has your permission to drive your car is covered by your insurance policy. However, coverages can vary depending on your policy or insurance company. We’ll help you find the policy that fits your needs and budget.
What is the difference between comprehensive and collision insurance?
- Collision insurance pays for the repair or replacement of your vehicle when it is damaged in a collision with another vehicle or object, regardless of fault. It applies to accidents involving your vehicle.
- Comprehensive insurance covers damage to your vehicle not caused by a collision. This includes events such as theft, vandalism, natural disasters like hail or flooding, hitting an animal, or damage from falling objects like a tree.
Many vehicle owners choose to have both types of coverage to protect against the wide range of risks out there.
How does my driving record affect my insurance premium?
Your driving record can significantly affect your insurance premium. If you have a clean record without any accidents or traffic violations, your premium is likely to be lower. However, if you have a history of accidents, speeding tickets, or other moving violations, you’re likely to pay a higher premium because you’re considered to be a higher risk. It will save you money if you maintain a good driving record by keeping your insurance costs lower.
What is needed for an auto quote?
Here’s what you’ll need to get a vehicle insurance quote:
- Personal Information – name, address, date of birth, social security number (SSN), driver’s license number, occupation, and marital status
- Vehicle Information – make, model, year, vehicle identification number (VIN), and usage details.
- Driver Information – information for all drivers in the household including driver’s license numbers, date of birth, social security number (SSN) and details of any accidents or traffic violations in the last few years for each driver.
- Coverage Preferences – preferred types (liability, collision, comprehensive, etc.), coverage limits and deductibles you prefer.
- Previous Insurance Information – details of your current or previous auto insurance including the insurer’s name, and expiration date (if applicable).
Do I need insurance on my RV if it isn’t being driven?
It depends on state regulations, ownership status, and how you’re using the RV when it’s not being driven if you need insurance or not still. Typically, if you’re financing your RV through a loan, you need insurance even if it’s not in use. Some states and insurance companies will require you to have a specific kind of storage policy during the off-season. You may need liability insurance to protect you and your RV in case something happens while it’s parked or in case of theft, vandalism, or natural disasters.
What’s the difference between motorhome and travel trailer insurance?
- Motorhome insurance covers motorhomes, which are self-propelled vehicles like RVs or camper vans. This typically includes liability, collision, and comprehensive coverages and may offer options to include personal belongings and attached accessories.
- Travel trailer insurance is designed for non-motorized towable trailers such as fifth-wheel or standard travel trailers. This covers the trailer itself and its contents but does not cover the vehicle towing it. It typically includes liability, collision, and comprehensive coverages and personal property within the trailer.
We’ll work with you to determine the best type of coverage policy available for you to fit your needs and budget.
Why Midwest Bank Agency?
Work with Midwest Bank Agency
Related Resources
All reourcesWe are an independent insurance agency. We represent a multitude of companies. We are full-service agency. Our agents are licensed in property & casualty, flood, commercial, business, farm, crop, livestock, health, life, and bonds. To contact any of our agents, use our online form.
Not a Deposit. Not FDIC Insured. Not insured by any federal government agency. Not guaranteed by the bank. May go down in value.

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