Deposits & Liquidity
Fuel business growth & amplify your wealth with smart deposits and liquidity solutions.
Maximize your business’s financial potential by leveraging our deposit accounts and earning interest, helping you grow your wealth while focusing on your core operations and strategic objectives. Keep your funds fluid while maximizing your earnings with our deposits and liquidity options.
Put your excess cash balances to work for you by improving how you manage day-to-day banking activities – we’ll help set it up to apply excess funds to principal payments automatically!
Insured Cash Sweep (ICS)
Making large deposits easier and earning interest on funds. Securely divides and deposits funds into smaller amounts into network members’ FDIC-insured banks. Receive just one bank statement making it easier to manage your accounts.
Certificate of Deposit Account Registry Service (CDARS)
A one-bank relationship instead of multiple banks to manage, offering you and your business personalized, safe, and confidential services.
Why work with Midwest Bank?Get to know us
We’re a family-first bank.
Much like a family shares more than their last name, our employees share more than a common paycheck. Midwest Bank is committed to exemplifying our family-owned roots with a culture of respect and support among our employees, their families, and our clients.
We take initiative.
At Midwest Bank, we understand that corporate and individual success is achievable through each employee taking the initiative when the opportunity arises. Initiative is the match that lights our success; it’s not just identifying problems but also recommending solutions. Ultimately, an employee never limits themselves to their job description.
At Midwest Bank, we expect our team to display integrity for themselves, their fellow employees, and their clients by always “doing the right thing.” Integrity gives Midwest Bank its structure, investing in the future rather than in the moment. Most importantly, it is the choice between what is convenient and what is right.
Local, community roots.
Midwest Bank has a heart for our community and service woven into our culture at our core. Our existence is only because of the people we serve; therefore, we believe in improving the places we live and work through our actions. In the context of their role, we encourage each employee to be a contributing member of their community.
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Business Loans & Lines of Credit
Whether you’re starting a business, purchasing new equipment, or need funds for unexpected expenses, we offer flexible solutions. Enjoy competitive rates, personalized terms, and expert guidance on your journey to achieving your business financial goals.Learn more
Business Online & Mobile Banking
Even when you’re on the go, your need to be able to manage your business. No matter where you are or what time it is, with our business online & mobile banking, you’re able to stay in control and keep your business running smoothly.Learn more