
Your Checking Account Deserves a Raise
Earn more interest while enjoying the flexibility of everyday banking.
Your money should work for you, not the other way around. With Midwest Bank’s My Design Rewards Checking account, you earn more without sacrificing the convenience of everyday banking. Earn more, save more, and enjoy the perks of better banking.
You’ll earn 4.25% APY* on balances up to $20,000.00.
- 1.75% APY* on balances $20,000.00 and over
- $500 or more in cumulative direct deposits
- 15 point-of-sale debit card purchases

Tired of earning next to nothing on your checking account?
Don’t settle for a checking account that gives you pennies in interest. At Midwest Bank, we’re raising the bar with our My Design Rewards Checking account. You’ll enjoy 4.25% APY* on balance up to $20,000.00.
Plus no monthly fees, easy access to your money, and 24/7 online and mobile banking.
Ready to Open an Account?
Complete the short form below and we’ll be in touch!
*Annual Percentage Yield (APY). Qualifying point-of-sale debit card purchases includes: POS PURCHASE, POS WITHDRAWAL, POS DEBIT ADJ, BILLPYR FRM CKG, RECUR PURCHASE, and PINNED PURCHASE, per monthly cycle, ending on the last business day of the month. If account fails to meet the monthly deposit and point-of-sales requirements, the APY is 0.25%. Does not include ATM transactions. eStatements are standard for this product. Paper statement fee is $5.00. $5.00 monthly dormant fee if account has no activity for 12 months and balance is less than $100; cannot be combined with any other promotional offers. Account offered to Consumers and Trusts only. Limit one account per primary account owner. For current interest rates, contact your local branch. Rates subject to change; current as of 3.1.2025.