Scammers are becoming increasingly sophisticated, and Nebraskans are losing more money than ever to fraud. In 2024 alone, residents reported millions of dollars in losses, and experts warn that 2026 will bring even more sophisticated schemes, thanks to AI and digital tools. Here are the five most common scams to watch out for this year, along with tips on how to protect yourself.
1. Fake Arrest Warrant Scams
Fraudsters impersonate law enforcement, claiming you have an outstanding warrant for missing jury duty or unpaid fines. They demand immediate payment via wire transfer, cryptocurrency, or gift cards.
How to Stay Safe: Law enforcement never requests payment over the phone. Hang up and verify with your local police department.
2. Government Agency Impersonation
Scammers pose as IRS, Social Security, or Medicare officials, threatening legal action or loss of benefits unless you pay or share personal details.
How to Stay Safe: Government agencies communicate through official letters, not calls or texts. Always verify using official contact information.
3. Grandparent Scams
Fraudsters target older adults, pretending to be a grandchild in distress and requesting emergency funds.
How to Stay Safe: Confirm the caller’s identity by asking questions only a real relative would know. Contact other family members before sending money.
4. Phishing and Online Fraud
Cybercriminals use fake emails, websites, and social media messages to steal personal and financial information. AI-driven scams are making these attacks more convincing than ever.
How to Stay Safe: Avoid clicking on suspicious links, enable two-factor authentication, and use strong, unique passwords.
5. Employment and Lottery Scams
Scammers promise fake job offers or lottery winnings, asking for upfront fees for applications or prize processing.
How to Stay Safe: Legitimate employers and lotteries never ask for payment up front. Research the company or offer before responding.
Final Tips
- Stay skeptical of urgent requests. Scammers rely on pressure tactics.
- Verify before you pay. Contact trusted sources directly.
- Report scams. File complaints with the Nebraska Attorney General’s Office or the FTC.
- Do your research. Access our helpful safety and security resources to learn more about protecting yourself from fraud.