Banker and farmers standing in field looking out at cattle.

Why Local Matters: The Advantage of Community-Based Ag Lending

Published July 28, 2025

At Midwest Bank, we believe that agriculture is more than just an industry, it’s the backbone of our communities. We’re proud to be the lender of choice here, where local roots and personalized service come together to support the farmers who feed our region and the world.

The Power of Local

When it comes to agricultural lending, local matters. Unlike national banks or online lenders, community-based banks like Midwest Bank understand the unique challenges and opportunities that come with farming in Nebraska. Our ag lenders live here, work here, and in many cases, farm here too. That means we’re not just lenders—we’re neighbors, partners, and advocates for your success.

Meet Jeff Steckman: Our New Ag Lending Expert

Jeff Steckman

We’re excited to welcome Jeff Steckman as our new Vice President and Ag Loan Officer at the York Branch. With deep roots in the York area and years of ag lending experience, Jeff brings a wealth of knowledge and a genuine passion for helping local producers thrive.

Jeff understands that farming isn’t a 9-to-5 job, and neither is ag lending. He’s ready to meet clients in the field, on the farm, or wherever it’s most convenient to help them make informed financial decisions. Jeff shared. “What drew me to Midwest Bank was the bank’s commitment to agriculture and the community. It’s a perfect fit.”

“Being local means I can respond quickly, understand the land and the people, and build relationships that last,” Jeff added. “That’s what makes community banking so powerful.”

Tailored Solutions for Every Operation

Whether you’re expanding your acreage, upgrading equipment, or navigating seasonal cash flow, Midwest Bank offers flexible ag lending solutions designed to fit your operation. From real estate and equipment loans to livestock and operating lines of credit, we’re here to help you grow—on your terms.

Let’s Grow Together

At Midwest Bank, we’re proud to be Nebraska’s ag lender of choice. With a team that understands the land, the lifestyle, and the legacy of farming, we’re committed to helping our ag clients succeed—today and for generations to come.

Stop by our York Branch or give us a call to meet Jeff and learn more about how we can support your farm’s future.

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