With so many CD options available, finding the best certificate of deposit (CD) for 2025 can feel overwhelming. Do you choose a long-term CD for higher returns or a short-term CD for easier access? What if you didn’t have to choose at all?
Introducing the 12-Month Flex CD—the perfect balance of high returns and total flexibility.
What Makes the Best CD? Key Factors to Consider
Before choosing a CD, ask yourself:
✔️ How long can I commit my funds? Longer terms usually mean higher interest rates, but they also lock up your money.
✔️ Will I need access to my money? Traditional CDs penalize early withdrawals.
✔️ Can I continue to add funds? Most CDs don’t allow additional deposits after opening.
✔️ What interest rate am I getting? The best CDs offer competitive returns with favorable terms.
The 12-Month Flex CD checks all these boxes, making it one of the best CD options for 2025.
Why the 12-Month Flex CD Stands Out
🔹 Higher Interest Rate: Earn more compared to regular savings accounts. Our limited-time special of 3.80% APY* is one of the best rates around.
🔹 Unlimited Deposits: Keep adding money (in $1,000 increments).
🔹 Convenient Withdrawals: Need access? No problem! Withdraw in $1,000 increments one time per calendar month.
🔹 Short-Term Commitment: Just 12 months—no need to lock up funds for years.
This unique combination makes it the ideal CD for 2025, offering both growth and flexibility.
Who Should Open a 12-Month Flex CD?
💼 Smart investors who want a strong return without a long commitment.
🏡 Homeowners & families who are saving for near-term expenses.
📈 Business owners who want liquidity while earning high interest.
Act Fast – This Special Offer Won’t Last!
The best CD for 2025 is here, but this high-yield special is for a limited time.
✅ Earn more. ✅ Stay flexible. ✅ Save smarter.
📍 Visit your nearest Midwest Bank branch today!
*APY (Annual Percentage Yield) The APY is effective as of 2/11/2025. Deposits accepted at any time at a minimum of $1,000. One withdrawal per calendar month ($1,000 minimum) with no penalty (conditions apply). $5,000 minimum balance. $250,000 maximum balance. Interest compounded monthly. Automatically renews to a 12-month Flex certificate at the current rate. Penalty for early withdrawal.