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Community Banking is Better Banking

Published October 13, 2023

By Brian Wolford | Market President | Lincoln Branch

In today’s fast-paced financial world, many people are dissatisfied with their big banks. Long gone are the days when these institutions were seen as pillars of stability and trust. Instead, they often prioritize profits over customer well-being and treat individuals as mere numbers in their bottom line.

However, there is a refreshing alternative: community banks. We are smaller, locally based financial institutions that offer a personal touch, a commitment to community development, and a focus on customer satisfaction. Here are the reasons why it may be time to break up with your big bank and move to a community bank like Midwest Bank.

Personalized Service:

One of the primary advantages of community banks is the personalized service we provide. Unlike big banks, where customers often feel like faceless entities, we take the time to understand your needs and build lasting relationships. We value individual circumstances, whether you’re a small business owner, a student, or a retiree, and provide tailored solutions that suit your unique financial goals. With Midwest Bank, you can expect friendly, attentive service and a personal touch that is often missing from big banking institutions.

Local Decision-Making:

Community banks are deeply rooted in our local communities. We understand the specific challenges and opportunities of the region we serve, allowing us to make decisions that benefit the local economy. Unlike big banks, which operate on a national or even global scale, we have a vested interest in supporting local businesses, promoting homeownership, and fostering economic growth. By choosing a community bank, you contribute to the well-being of your community and help build a stronger local economy.

By choosing Midwest Bank, you not only receive the financial services you need but also actively participate in building a stronger, more prosperous community for all.

Brian Wolford

Community Development:

In addition to making localized decisions, community banks actively participate in community development initiatives. We reinvest a significant portion of our deposits into the local area through loans and financial support for local projects. Our commitment to community development helps create jobs, supports small businesses, and promotes overall prosperity. By banking with a community bank, you become an essential part of the virtuous cycle of community growth and success.

Competitive Products and Services:

Contrary to popular belief, community banks offer competitive financial products and services. We may not have everything that big banks offer, but we focus on quality rather than quantity. Whether it’s personal or business banking, mortgages, auto loans, or credit cards, we strive to provide competitive rates and terms to meet your financial needs. Additionally, we do have the latest in technology to offer convenient online and mobile banking options, ensuring you can access your accounts anytime, anywhere.

Local Investments and Philanthropy:

Another compelling reason to choose a community bank is our commitment to local investments and philanthropy. We invest our deposits back into the community through loans, which help fuel economic growth and create local opportunities. Furthermore, we frequently support local charities, organizations, and community initiatives, reinforcing our dedication to the well-being of our customers and neighbors. By banking with a community bank, you indirectly contribute to these efforts, making a positive impact on your community.

As the drawbacks of big banks become more evident, it’s crucial to consider switching to a community bank. The personalized service, local decision-making, community development focus, competitive products, and local investments all make community banks a compelling alternative. It’s time to break up with your big bank and embrace the personal touch and community-oriented approach of Midwest Bank.

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