More Cash in Your Wallet
Make the Switch to Midwest Bank and get $200 Cash*
Put more cash in your wallet with Midwest Bank when you make the switch. Plus earn premium interest with our MyDesign Rewards Checking account. Designed to reward for you using your account, not for how much money you keep in it.
Put more cash in your wallet with Midwest Bank
Make the switch to Midwest Bank and get $200 cash* plus open a MyDesign Rewards Checking account to earn premium interest. Get all of the perks and high-tech as those big banks but get the personalized service you want from a local, community bank.
Bonus Rate – Limited Time Offer for Lincoln Branches Only!
Earn up to 4.5% APY* when you open a MyDesign Rewards Checking account at one of our two Lincoln branch locations. Simply meet the requirements below of our Rewards checking account to earn up to this 1% bonus available until 12/31/2024.
MyDesign Rewards Requirements
- 3.5% APY** on balances up to $20,000.00
- 2.0% APY** on balances $20,000.00 and over
- No minimum balance or monthly service charge
- $500 or more in direct deposits cumulative1
- 15 point of sale debit card purchases2
Features & Benefits
- Free debit card
- Free eStatements
- Online banking with BillPay
- Mobile App with mobile deposit
- Debit card Round-Up for saving
- Send money safely with Zelle®
Get started with us today
Whether you’re ready to open a new account and get your $200 cash* or you still have some questions for us. Our staff are happy to help.
Call your branch
When you call us, you’re going to get to talk to a real person. We promise
Find your branch
Contact us online
Reach out to us online and we’ll get you a response as soon as possible.
Get in touchBanking is about more than just transactions to us.
Why Switch to Midwest Bank?
Get to know usFamily comes first.
Much like a family shares more than their last name, our employees share more than a common paycheck. We’re committed to our family-owned roots and when you walk into a Midwest Bank branch, no matter where, we’ll make sure you feel like family.
We’re local.
Community matters. Local decisions make big differences for our communities. We’re proud of our small-town values and helping clients open accounts, start businesses, or buy a home with local decision makers is what we’re all about.
We take initiative.
When the opportunity arises, we’re there to meet the moment. It’s not just identifying problems, but also recommending solutions. Ultimately, we’re here to help make sure you get the banking and financial services you need.
Integrity matters.
It’s in our culture and you hear it in our hallways, “Do the right thing”. It’s about investing in our future, not just in the moment. And most importantly, it’s the choice between doing what is convenient and what is right.
What’s Happening at Midwest Bank?
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*$200 will be deposited after 90 days of account opening if the account has received one ACH deposit of $500 or more in each of the first 3 months of the account being open. $200 will appear as interest income on current year 1099-INT statement. $100 minimum deposit required to open the account. Offer expires December 31, 2024. **Annual Percentage Yield (APY). 1Per monthly statement cycle, ending on the last business day of the month. Qualifying point-of-sale debit card purchases includes: POS PURCHASE, POS WITHDRAWAL, POS DEBIT ADJ, BILLPYR CKG, PINNED PURCHASE, and RECUR PURCHASE. If account fails to meet the monthly deposit and point of sales requirements, the APY is 0.25%. 2 Does not include ATM transactions. eStatements are standard for this product. Paper statement fee is $5.00. $5.00 monthly dormant fee if account has no activity for 6 months and balance in account is less than $100; cannot be combined with any other promotional offers. Account offered to Consumers and Trusts only. Limit one account per primary account owner. For current interest rates, contact your local branch.
Personal Savings & CDs
Our savings accounts offer secure deposits, competitive interest rates, and easy online management, empowering you to save for goals confidently. Whether you’re saving for a rainy day or a dream vacation, start maximizing your funds with convenience and peace of mind today.
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Business Banking
We understand your business keeps you busy. We aim to make business banking and managing your money easier for you so you can stay focused on what really matters – running your business.
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