Financial Literacy Hub for Kids, Teens, and College Students
At Midwest Bank, we believe that financial education starts early and grows with you. Whether you’re a parent teaching your child about saving, a teen learning to budget your first paycheck, or a college student navigating expenses on your own, we’re here to help.
This hub is packed with age-appropriate tools, tips, and resources to build strong money habits for life. From blog articles and downloadable guides to calculators and interactive tools, you’ll find everything you need to make smart financial choices at every stage.
Preschool and Elementary Students
Start smart, save early! This section is packed with fun and interactive tools to help young learners understand the basics of money, like saving, spending, and sharing. With fun printables and kid-friendly activities, parents can make financial lessons exciting and easy to grasp. Perfect for ages 4-12, these resources lay the foundation for lifelong money confidence.
Free Downloadable Resources
Create Your Own Money Design
Money looks different all around the world. What would your money look like if you could create your own? Would it be pink? Would it have a giraffe? Use this downloadable activity sheet to create your money design.
Download Create Your Own Money Design
Needs vs. Wants Coloring Sheet (Available in Spanish too)
It’s important to teach kids early on the difference between what we need and what we want. This fun coloring sheet helps little kids distinguish between the two.
Needs vs. Wants Checklist Activity
This activity sheet helps kids identify which items are needs and which items are wants. Be sure to discuss with your child what makes something a need and what makes something a want.
Download Needs vs Wants Checklist Activity
Coin Counting Activity Sheet
This is a simple activity to help your kids identify the different coins we use to buy things, the value of each coin, and simple addition.
Download Coin Counting Activity Sheet
Money Match Activity Sheet
Practice adding up coins and paper money and matching it to the correct amount.
Download Money Match Activity Sheet
Fun Money Facts
Learn more about the dollar bill and what the symbols and numbers all mean.
Download the Money Facts Sheet
Money Word Search
Test your word-finding ability with this fun word search of financial and banking terms.
Download Money Word Search
Answer Key
Want to check your answers for some of our activity sheets? Download the answers below.
Download Answer Key
Simple Savings Calculator
Help your child set a financial goal to save for a new toy, video game, or special outing activity. Use this calculator to figure out how much their savings will grow if its in a savings account and how much more they need to save to reach their goal.
High School Students
Get real about money. We’re here to help teens take control of their finances with practical tools for budgeting, saving, and setting financial goals. Whether you’re earning your first paycheck, saving for your first car, or planning for college, you’ll find blog articles, worksheets, and calculators that make money management simple and empowering. Perfect for ages 13–18, these resources build confidence and prepare students for financial independence.
Free Downloadable Resources
Anatomy of a Check & Writing a Check Worksheet
Even in a digital world, knowing how to write a check is still a valuable skill. Get some hands-on experience by learning the anatomy of a check and filling out the practice writing a check worksheet.
Download Anatomy of a Check Worksheet
Download Practice Writing a Check
Budgeting for the Real World (Available in Spanish too)
Turn everyday spending into smart saving. Whether you’re managing a part-time job paycheck or planning for college, this budget worksheet can help you build good financial habits that last.
Thinking About a Career in Banking?
Thinking about a future career in banking? Check out this helpful PDF outlining helpful skills and traits, types of jobs in banking, more.
Download Careers in Banking
Car Payment Calculator
Saving for a new car and trying to calculate what you can afford for a car payment? Use this helpful car payment calculator to determine your monthly car payment.
College Students
Live smart. Spend wisely. College is full of new responsibilities, including managing your own money. This section offers practical tools to help students budget for food, books, and fun, avoid debt, protect themselves from scams, and build credit. With downloadable budget templates and real-world tips, these resources are designed to support financial independence and smart decision-making throughout their college journey.
Free Downloadable Resources
Budgeting for the Real World (Available in Spanish too)
This worksheet helps you track your income, expenses, and savings goals. Includes categories like transportation, food, entertainment, and more.
Download Budgeting for the Real World
Understanding Your Credit Score
Understanding your credit score and how your credit can affect future purchases like a new car, your first home, and more is important to your financial success in the future.
Download Credit Score: Your Financial GPA
Download Credit Score: Your Financial Resume
Tips for Managing Debt
Carrying a lot of debt or not paying your debt off in a timely manner can affect your credit score and your future. Read some tips on how to manage your debt.
Download Tips to Manage Debt Responsibly
Identity Theft Information
Identity theft is very prevalent in today’s world, and it’s important to know ways to protect yourself and what to do if it happens to you.
Download Identity Theft Prevention Tips
Download Understanding Identity Fraud
Download Steps to Take If You Are a Victim of Identity Fraud
Employment Scams Handout
Found a job too good to be true? It might be a scam. Learn more from this infographic handout.
Download Employment Scams Infographic
Housing Scams Handout
Trying to find housing while in college? Beware of housing scams when renting – learn more from this infographic handout.
Download Housing Scams Infographic
Buying Your First Home
After college graduation, the next steps are getting a job and hopefully saving and planning to buy your first home. Use this helpful calculator to figure out how much your house payment will be.
Helpful Resources
CDs and Next Gen: Why a Certificate of Deposit is the Low-Risk Savings for a Younger Generation
Read more
Personal Checking
Manage your money your way. Our checking accounts provide the flexibility to meet your lifestyle and financial needs, letting you manage your money more effectively.
Learn more
Personal Online & Mobile Banking
Banking on the go is easy with Midwest Bank. With our Online & Mobile Banking solutions, you have access to mobile deposit, bill pay, account alerts, and so much more. Manage your debit cards, track your spending, and easily send and receive money from friends and family.
Learn more