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Financial Literacy Hub

Empowering Your Financial Journey

Whether you’re building your first budget, teaching your kids about money, or planning for long‑term goals, our Financial Literacy Hub brings together tools, tips, and resources to help you make confident financial decisions.

50/30/20 Rule

Try the 50/30/20 rule to budget better this month!

Use this budgeting method that divides your after-tax income into three categories:
– 50% for Needs
– 30% for Wants
– 20% for Savings and Debt Repayment

Rather than monitoring each individual expense, this method offers a broader view of your finances, creating a budgeting process that’s more practical and sustainable.

Learn more and create your own saving strategy using our most recent blog article all about the 50/30/20 rule.

Budgeting Made Simple Blog Article
Getting started saving for a home

See How Your Savings Can Grow

See how your savings will grow and calculate the monthly amount needed to reach your goal on schedule.

Check out our Financial Literacy Hub for Families!

We’re committed to supporting financial learning at every age, from early saving lessons to independent budgeting. Explore tools, guides, and interactive resources designed to help you make smart money decisions at any stage.

Check Out the Hub!
Cell phone for mobile banking

Explore Our Video Resources

Learn how to make the most of our products and services with quick, easy‑to‑follow video guides. From digital banking tools to savings strategies, these videos walk you through everything you need to feel confident managing your money.

Latest Blog Posts

Casie Otte2 Managing Your Money

Budgeting Made Simple: The 50/30/20 Rule Explained

We believe that understanding your finances doesn’t have to be complicated or intimidating. One of the easiest ways to take c…

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Robyn 1 Education

Staying Safe From Tax Scams: What You Need to Know This Season

Tax season brings plenty of activity, from gathering documents, filing returns, and hopefully looking forward to a refund. Un…

Read more
Dora in Deshler answering the phone with a smile Education

Top 5 Scams Targeting Nebraska Residents in 2026 (and How to Stay Safe)

Scammers are becoming increasingly sophisticated, and Nebraskans are losing more money than ever to fraud. In 2024 alone, res…

Read more
Anne Condon helping a client at her desk Education

5 Proven Steps to Set Financial Goals You’ll Actually Keep in 2026

As we step into a new year, many of us set financial resolutions—only to abandon them by spring. Why? Because vague goals lik…

Read more
Plainview staff at the local Klown Days parade Education

Why Banking Local Matters

Local banks and credit unions offer a plethora of benefits that can significantly impact individuals, communities, and the ov…

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College student with laptop and headphones on Education

Building Credit Wisely: A Guide for College Students

Entering college marks the beginning of many exciting adventures, and one crucial aspect of adulthood you’ll soon encou…

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Power of positive pay Education

Safeguarding Your Business Finances Using Positive Pay

In an increasingly digital world, where financial transactions occur at a rapid pace, it becomes crucial to implement robust …

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Personal checking with Midwest Bank Savings

CDs and Next Gen: Why a Certificate of Deposit is the Low-Risk Savings for a Younger Generation

We all want to level up financially, but the reality is that the cost of living is expensive, investing can feel like a gambl…

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Jordan Rathke from the York Branch and the owner of Lemony Split Business Banking

“I Have an Idea for a New Business, Now What?”

Embarking on a new business venture is an exciting journey filled with potential and opportunity. However, transforming your …

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Steven Petersen at his desk working with a mortgage client Home Loans

The Benefits of First-Time Home Buyer Grants and How to Apply

Purchasing a home for the first time is an exciting yet challenging journey. One of the biggest hurdles first-time buyers fac…

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Browse past monthly tips on budgeting, saving, credit, fraud prevention, and more.

Have questions or want personalized guidance?

Our team is here to help you take the next step toward financial confidence. Call your local branch to speak to your local banker today!

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Other Financial Resources

Personal Savings & CDs

Our savings accounts offer secure deposits, competitive interest rates, and easy online management, empowering you to save for goals confidently. Whether you’re saving for a rainy day or a dream vacation, start maximizing your funds with convenience and peace of mind today.

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Buying a Home

Buying a home with Midwest Bank offers you competitive interest rates, personalized service, and a wide range of financial services, simplifying the borrowing process for you as much as possible.

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