Current Openings

Are you passionate about the agricultural industry and ready to take your career in finance to the next level? Our Creighton branch is seeking a dynamic Ag Loan Officer to join our team and drive growth and success for our agricultural clients.

Primary Responsibilities & Duties:
1. Responsible for the growth and retention of a portfolio of new and existing Agricultural and Business Banking clients.
2. Attain new customers through referrals therefore contributing to deposit growth by cross selling and promoting additional banking products.
3. Seek and obtain quality new business through client and prospect calls and referrals.
4. Serve as the primary point of contact for client inquiries and provide exceptional customer service by addressing their lending requirements and inquiries.
5. Identify and pursue new lending opportunities within the target market.
6. Leverage industry knowledge and networking to generate leads and referrals, contributing to the growth of the lending portfolio.
7. Analyze prospective clients’ financial statements, cash flow, credit history, and collateral to assess creditworthiness and determine appropriate lending structures.
8. Develop and present customized lending solutions, including term loans, revolving credit facilities, working capital lines of credit, and other financing options, to meet clients’ unique financial needs.
9. Evaluate and manage credit risk by monitoring clients’ financial performance and market conditions, making proactive recommendations and adjustments as needed.
10. Prepare accurate and complete loan documentation, ensuring compliance with all legal, regulatory, and internal policy requirements.
11. Stay informed about industry trends, economic developments, and market conditions that may impact clients’ businesses, providing valuable insights and advice.

Secondary Responsibilities & Duties:
1. Collaborate with credit analysts to prepare thorough credit proposals, ensuring compliance with internal lending policies and regulatory requirements.
2. Work closely with internal employees, including credit analysts, loan processing, and compliance, to ensure a seamless lending process and excellent client service.

Qualifications:
1. Bachelor’s degree in Finance, Business, Economics, or a related field.
2. Must have at least 3-5 years in lending, relationship management, or a similar role.
3. Strong understanding of lending products, credit analysis, financial risk assessment, and underwriting principles.
4. Excellent communication, negotiation, and presentation skills.
5. Ability to work independently, prioritize tasks, and meet lending targets.
6. Proficiency in financial analysis tools, credit scoring models, and Microsoft Office Suite.
7. Familiarity with lending regulations, compliance requirements, and industry best practices.
8. Strong ethical values and commitment to maintaining client confidentiality.

**The bank reserves the right to modify, interpret or apply this job description in any way the bank desires. This job description in no way implies these are the only duties, including essential duties, to be performed by the associate occupying this position. This is not an associate contract, implied or otherwise. The employment relationship remains “at-will”. The job requirements are subject to change to reasonably accommodate qualified disabled individuals.