
Lincoln HELOC Special 5.95% APR*
Do MORE with your home with our Home Equity Line of Credit Special and unlock the potential of your home’s equity!
In celebration of our Lincoln Pioneers branch’s first anniversary, we’re offering our clients an excellent rate for this HELOC Special. With this limited-time offer of 5.95% APR*, you’ll get access to a revolving line of credit secured by the equity in your home. It allows you to borrow against the value you’ve built up, giving you access to funds when you need them.
Our HELOC has no prepayment penalty and a convenient 10-year draw period. You get both flexibility and convenience to borrow only what you need when you need it. With our easy application, local decision-making, and personalized customer service, we’ll make this a great experience for you.
Use your home equity for
- Home Improvements
- Debt Consolidation
- Travel
- Education Expenses
- Large Purchases
- Wedding Expenses

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Contact Us to Get Started
If you’re ready to learn more about our HELOC Special, how you can best use your home’s equity, and get the best customer service from a local, community bank, fill out the short form below and one of our staff members will contact you soon.
*APR (Annual Percentage Rate) will be fixed for two years, adjusting semi-annually after the initial fixed rate period. After the initial fixed rate, the rate will change to 0.50% over Wall Street Prime. Current Wall Street Prime rate is 7.50%. Fees up to $1,034.00 may apply. Monthly interest only payments required on this loan. Making the required monthly payment may result in a balloon payment at the end of the 10-year term. The maximum APR that may be imposed is 18%. Minimum APR will never be below 5.90%. Minimal balance required for this rate is $50,000. Automatic payments from a Midwest Bank deposit account required for this rate. Loans subject to credit approval. Consult your tax advisor about the tax deductibility of interest. Homeowners insurance is required. Proceeds cannot be used to refinance Midwest Bank real estate debt. This offer is limited to Midwest Bank Lincoln branches. Offer is valid until May 30, 2025.
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